I Help Farmers Secure the Financing They Need to Survive — and Start Turning Things Around.
A complete, lender-ready financial package — plus direct conversations with lenders where I walk through the numbers, explain past challenges, and show how the proposed loan structure mitigates risk.
You run the farm. I handle the finance.
Why Farmers Call Me
When the Bank Says “No” or “Not Yet,” You Don’t Have Time to Wait.
Most farms don’t fail because of a bad year.
They fail because they run out of time.
Banks rarely say “no” outright — they say “not yet.”
“Let’s revisit after harvest.”
“Let’s wait for year-end numbers.”
Meanwhile, farming doesn’t wait:
land leases need to be renewed, seed discounts expire, vendors want paid, and delays get expensive.
For 15 years, I’ve been the CFO of a multi-entity grain operation — and before that, a lender during the 2008–09 crisis.
So when farmers call me, they’re not calling for theory.
They’re calling because things need to happen now.
My job is to eliminate the drag between your operation and your lender.
I build the full package, dive deep into the numbers, explain past challenges, propose risk-mitigating structures, and talk directly to the lender so momentum doesn’t die.
Farmers need a loan.
Lenders need clarity.
I make sure both happen.
What I Do for Farmers
I help farmers do more than just survive the season. I help them stabilize, restructure, and start turning things around.
• Get lender-ready fast
• Secure operating lines and real estate loans
• Move stalled or delayed loan files forward
• Avoid default interest and reduce financing costs
• Use loan availability to prepay seed and lower production costs
• Restructure debt and negotiate payables
• Explain past losses to lenders with clarity and context
• Strengthen future seasons with better hedging and crop insurance decisions
• Rebuild lender confidence — even after tough years
• Position the farm for a real financial turnaround
How It Works
Deep Dive Into Your Financials
I learn your numbers better than your lender can.Build a Complete, Lender-Ready Package
Clean, accurate, and professional.Identify the Right Lenders
Ones who fit your situation, size, and timeline.Talk Directly With Lenders
I walk them through the numbers, the story, the past challenges, and the proposed structure.Keep Momentum Strong
No delays, no drift, no unanswered questions.Support Negotiation When Needed
I help structure the loan in a way lenders can say “yes” to.
Why Lenders Listen
Because I’ve been in their seat.
I know what lenders worry about.
I know what slows them down.
I know what they need before they can approve a loan.
I’ve been:
• A lender during the 2008–09 mortgage meltdown
• The CFO of a multi-entity grain operation for 15 years
• The person farms call when timing matters and the stakes are high
When lenders get a package from me, they know the numbers will be right, the questions will be answered, and the loan structure will make sense.
That accelerates everything.
Who I Work With
I primarily work with:
• Grain farms (corn, soybeans, wheat)
• Multi-entity operations
• Farms needing new or renewed operating lines
• Farms refinancing or restructuring existing debt
• Farms in distress or close to bankruptcy
• Farms recovering from losses or delayed payments
• Farms needing to rebuild relationships with lenders
If your operation needs a loan — and needs it soon — I can help.
Common Questions
Can you work with my current lender?
Yes. I often work with a farmer’s existing lender to rebuild confidence, clean up communication, and move a file forward.
What if my finances are messy?
Most farms’ finances are messy. Multiple entities, landlords, payables, insurance, all layered together. I don’t judge the numbers — I organize them so a lender can actually make a decision.
Can you help if I’m close to bankruptcy?
Yes. I help negotiate with vendors, restructure debt, and position the farm to keep operating whenever possible — even on the other side of bankruptcy.
Ready to Take the Next Step?
Financing delays cost farms money, momentum, and sometimes their future.
Let’s get you a clear financial package, a structured plan, and a lender who can make a decision.